Solar Financing in Florida

Going solar in a sunny state like Florida offers numerous benefits. From the moment you install photovoltaic (PV) panels on your home or business, you begin saving money on your monthly electricity bills.

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Installing solar PV panels can also help:

  • Reduce your carbon footprint.
  • Ensure greater energy independence.
  • Protect you from rising utility prices.
  • Increase the resale value of your home.

And at Capital Solar and Roofing, we offer a range of flexible solar financing options to ensure you receive each of the above benefits.

We can also help you apply for both state and federal solar incentives to make installing PV panels more affordable than it already is.

Our Solar Financing Solutions

No matter your budget or credit history – we offer several financing options to help you go solar without breaking the bank.


Cash Solar Financing

If you have the money, using cash to pay for your PV installation is arguably the best strategy. This approach delivers the shortest payback period of all financing options (about 6 to 7 years in Florida).

Cash solar financing also provides you with the highest returns. This is because all the clean electricity generated by your PV installation is 100% free – starting on Day 1. And that green energy remains free for the entire 25 years of your PV panels’ warrantied lifetime. Better still, your Capital Solar and Roofing installation can easily last 40 years or longer with basic upkeep and maintenance.

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Solar Loan Financing

At Capital Solar and Roofing, we partner with reputable lenders who provide low-interest financing to help you go solar on a budget. Getting started costs $0 upfront. And you then use your monthly utility bill savings to pay back the money borrowed.

Note that with this financing approach, you’re not paying anything out-of-pocket. In fact, we design these solar loans to ensure that you have money left over – even after making your monthly repayment.

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PACE Solar Financing

The Property Assessed Clean Energy (PACE) program is a type of solar loan in which you borrow money against your property taxes and not against your personal finances.

This approach is ideal for Florida homeowners who don’t have perfect credit histories.

It costs $0 upfront to get started. But instead of making monthly repayments (as you do with a typical solar loan), PACE financing involves using your annual solar savings to pay off your yearly property tax bill.

PACE solar loans are structured such that you don’t pay anything out-of-pocket. And when set up through Capital Solar and Roofing, this financing approach will also leave you with money left over every year.

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Solar Power Incentives in Florida

In Florida, homeowners who install PV panels qualify for 2 important solar incentives – the Investment Tax Credit and net energy metering. And when you choose Capital Solar and Roofing to handle your installation, we’ll help you qualify and apply for both.


The Solar Investment Tax Credit

Administered at the federal level, the Investment Tax Credit essentially reduces the total cost of your PV system by 30%. If you buy a $10,000 solar installation, for example, the IRS will give you back $3,000 in the following calendar year.

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Florida Solar Net Metering

Administered at the state level, net energy metering allows you to sell any unused solar electricity to your local utility provider. So in addition to saving money by installing PV panels, net metering also allows you to monetize the excess solar power your system generates.

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Let Us Help You Go Solar (Affordably)

At Capital Solar and Roofing, we believe all Floridians should be able to generate their own free electricity – without taking on financial hardship. After all, the sun belongs to everyone.

In hurricane-prone Florida, grid failures are increasingly becoming the norm. But with our professional generator installation services, you’ll never be left in the dark.

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